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 There are two commonly available types of Social Security disability benefits available to individuals:  Disability Insurance Benefits (DIB) and Supplemental Security Income (SSI).

I will be writing a series of blog articles over the next few weeks concerning a specialized chapter under the Bankruptcy Code for farmers and fishermen.

The simple and emphatic answer to this is Yes!  At the time that you file your bankruptcy petition, either Chapter 7 or Chapter 13, you must list any pending lawsuits or potential claims that you may have stemming from any incident existing at that time,

That, unfortunately, is a very broad question.

Let me start off by saying that the social security disability hearing is not supposed to be an adversarial event, e.g. the courtroom-type action you see on Law & Order or Matlock with objections flying and lots of yelling.

The short answer is, yes. While your monthly income may have an effect on what type of bankruptcy case you file, unemployment itself will usually not prevent you from doing so.

In recent years, many areas have seen a proliferation of title and payday loan stores.  These businesses typically make small short term loans to consumers who don’t think other options exist.  The stores are everywhere and the loans are easy to make.  Please be cautious, repayment of the loans can be very difficult and anything but short term.

This is a question we get asked repeatedly by the Veterans that we represent. There is no doubt that there is a very long lag time and delay when the VA processes a disability claim. Veterans have complained about this problem for years.

A cross collateralized loan is when one item of collateral stands as collateral for all loans with that bank or credit union.  This means that a vehicle can be collateral on both the vehicle loan and a signature loan.  In order to obtain your title back on your vehicle, you must pay both loans.

After having represented consumers with financial problems for over twenty five (25) years, I can state conclusively that medical bills are one of the biggest causes of bankruptcy.  The relationship between bankruptcy and health care is well documented.  A Harvard University Study conducted in 2001 and reported in 2005 concluded that 2 million Americans (including 700,000 children) are affected by medically driven bankruptcies each year. &nbsp