Blogs

If you are like me, you love watching HGTV’s “House Hunters”.  It’s fun to see different houses and walk into “the one” and feel at home.  Most Americans dream of being a homeowner.

Chapter 12 of the Bankruptcy Code was developed in the 1980s specifically for family farmers and family fishermen.  In the 1970s, a rise in farm exports, commodity prices, and land values resulted in family farmers opening up larger and more expensive farming operations to keep up with demand.

I get this question a lot from clients.

What Is Overpayment?

Large amounts of student loans continue to be a problem for many people. The Washington Post recently reported on a Federal Reserve study concerning student loans and homeownership.

Internet ads promise huge savings on student loan debt if you consider refinancing with a specific company.  The companies like SoFi, CommonBond, Credible, LendKey and Splash Financial have been under heightened scrutiny by the Federal Trade Commission.

You've heard the commercials:

If you owe $10,000.00 or more to the IRS, CALL NOW. Don't contact the IRS alone.

Or

If you owe more than $5,000.00 in credit card debt, CALL NOW for help in consolidating your credit cards.

There are four costs to consider when filing for bankruptcy.  The four fees are credit counseling/personal financial management fees, filing fee, attorney’s fee and the trustee’s fee for administrating your case.

The Internal Revenue Service (IRS) has announced the tax year 2019 annual inflation adjustments including the tax rate schedules, income brackets, and many other tax changes. Please remember the tax year 2019 adjustments are used on tax returns filed in April 2020.

The New Year is here and we’re all in the middle of getting used to writing the new date.  For many Americans, this is also the time of year when we get our W-2’s from 2018 and get started on preparing our taxes.  If you had outstanding debt in 2018 that you ignored, then you may be in for a surprise this tax year.