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"My daughter, Meredith Botes, is a 21 year old senior at Faulkner University in Montgomery, Alabama. She has recently taken the LSAT (Law School Admission Test) and is considering attending law school after graduation. Needless to say, her mother and I are very proud of her. Meredith is home for a few weeks prior to leaving for Italy where she will "study abroad" for the Spring Semester.

The Supreme Court made an important ruling in 2014 concerning inherited IRAs.   In Clark v. Rameker , the Court unanimously held that unlike a self-funded IRA, an inherited IRA is not protected in bankruptcy.

A New Year usually brings a New Year’s resolution.  Is one of your resolutions getting your finances in order?  Are creditors calling you daily about late payments or overdue accounts?  Do you struggle at night getting a good night’s sleep with worrying ho

Federal student loans are pretty much bulletproof.  Even if you file for bankruptcy, while they are categorized as unsecured nonpriority debts they are still for the most part non-dischargeable along the lines of unsecured priority debts.  So you are pretty much stuck with them -- for life!

New Year’s is a time for reflection and renewal.  It is also a time for resolutions.  Most people resolve to improve their physical health (lose weight, exercise more, quit smoking, etc).  This year you should resolve to improve your “Fiscal” health.  The purpose of Fiscal fitness is to improve your financial health.  So, here are some easy steps to get you on the road to being Fiscally Fit

In most instances, when a person (referred to as the “debtor”) files a bankruptcy case, there immediately arises an “automatic” stay protecting that debtor against almost all types of debt collection activity.

As Christmas is approaching this week, you may, like me, be considering purchasing several presents online.  I order almost 80% of presents online since most sites offer free shipping and I can avoid all the holiday stress of trying to hunt down that perfect gift in the store.  If you will be ordering gifts online this week, I hope these helpf

No! Bankruptcy is definitely NOT bad and, for most bankruptcy filers, it is the best decision they have ever made to improve their credit and get a fresh start. Bankruptcy can happen to anyone; consumers, corporations and even governments. Bankruptcy is not bad, it is here to help.

The impact of a car accident may be emotionally and physically devastating. It is even more devastating when it has been determined the car accident was entirely or even partially your fault. What happens when you are underinsured or not insured at all at the time of the accident? The impact of such an event may cause your finances to spin out of control.