Blogs

On November 17, 2014, the Supreme Court of the United States (SCOTUS) granted certiorari to hear an Eleventh Circuit Court of Appeals case regarding lien stripping.

According to CNN Money, millennials – young adults born between the years of 1980-1995- are not saving money.  Their savings rate is at negative 2%, which means they are spending more than they are bringing in.&nb

Debt collectors and collection agencies are regulated under federal law pursuant to the Fair Debt Collection Practices Act, 15 USC 1692 et seq.

Homeowners across the United States continue to struggle with their mortgage payments. This is obvious from the estimated 700,000 foreclosures last year.

Having a wreck is terrible….having a wreck while in Chapter 13 is even more horrible!

Unfortunately, this is a common scenario for our clients.  One solution for clients (not all bankruptcy courts allow this) is to swap out the collateral using the insurance proceeds received from the wreck.  This process can be confusing to explain but this is how it works.

As some of my earlier blog posts have detailed, the pursuit of Social Security disability benefits is an arduous one.

More so for children, it seems, as their claims appear to be given greater scrutiny by the system as they ostensibly already have a resource in place to pay for their upkeep and treatment – their parents.

The answer to this question should be a quick and simple no.   Unfortunately, for many people who file for bankruptcy, discharged debts still appear on credit reports and impact a large number of people who are legally trying to get a fresh start with their financial lives.  Deal Book/New York Times just published a

In Tennessee, if a married person owns property, particularly real property, with their spouse, this means the couple has an undivided one-half interest in the property.  Tenants by the entirety ownership, on practical basis, means that if one spouse passes away, the other spouse will automatically own the real property without the need to probate the estate of the deceased spouse. &nbsp

Prospective clients sometimes ask me this question. These individuals come to us all the time with all manner of thoughts and ideas about how a debt consolidation under Chapter 13 works, doesn’t work, or should work.