Blogs

My last blog post detailed how widespread frivolous prescriptions for opioid pain killers have been in North Alabama. In this blog post, I will widen the scope a bit and cover the impact opioid abuse has had both nationally as well as locally.

It is no surprise that the amount of income you have effects your ability to file a bankruptcy case.  However, there are many different types of income.  Wages, tips, Social Security, and VA Disability income are just a few.  Be aware that just because you may not have to file income taxes on all or a part of your income, that doesn’t mean you can l

The Federal Communications Commission (FCC) has proposed an $82 million fine against a man who has allegedly made millions of automated sales calls.  The FCC has accused Philip Roesel and Best Insurance Contracts dba Wilmington Insurance Quotes, of violating the Truth in Caller ID act.  According to the FCC, Roesel and his company made 21 million automated calls, also known as robocalls, while attempting to sell health insurance.

With back to school right around the corner, many shoppers are hitting stores and using credit card to pay for their purchases.  A recent report by the U.S. Federal Reserve showed total consumer borrowing rose by 18.4 billion in May which is the strongest gain since November’s $25.1 billion increase.

Last month I blogged about issue of debt collection against our veterans and the issue of the treatment of our veterans continues to weigh on my mind.  It would not be hard for anyone reading my blogs to determine I am a liberal.  In fact, a description of me as a Yellow Dog Democrat will never offend me.  And as a liberal, I generally b

First of all, if you have been sued by any of the NCSLT trusts, don't delay! Failure to answer a NCLST lawsuit will result in a default judgment against you which means you lose. Judgments can have very severe and detrimental consequences to consumers on many different fronts.

Wells Fargo has been in the news quite a lot over the last few years. In April 2016 Wells Fargo agreed to pay $1.2 Billion for Improper Mortgage Lending Practices.

The Bangor (Maine) Daily News recently reported that F. Lee Bailey has filed for bankruptcy in Maine. According to the news story, Mr. Bailey sought bankruptcy relief to resolve an outstanding federal tax debt from a dispute that ended his legal career. Reportedly, Mr. Bailey is a resident of the State of Maine, having moved there in 2010 and that is why he filed his case in that state.

Divorce can be a very challenging process for many.  There has been an upward shift in divorce after 50.  Researchers coin the phrase “Gray Divorce” to describe this.  The National Center for Family & Marriage Research reports the divorce rate among adults over age 50 doubled and tripled for those over 65 between 1990 and 2014.

The bankruptcy code defines an insider as either a relative, a relative of a general partner, a general partner of the person filing bankruptcy or a corporation in which the person filing bankruptcy is an officer, director or personal in control.  When filing bankruptcy you must answer whether you have made a payment on any debt owed to an insider within the last 12 months of filing bankruptcy.  The trustee will ask you this question, under oath, at your