Blogs

I have a three-year old toddler and it has been important for me and my husband to find ways to teach her about money and the value of $1.  I firmly believe and have personally learned that there is not a one-size-fits-all approach to parenting.  In our household, the following rules work for our daughter but you may need to adapt these lessons to fit your child’s personality and interests.

How many people do you know who can pay cash for a new car? I bet the answer is not many! The Federal Reserve Bank of New York recently released data showing that a record 107 million Americans owe on a car loan.

Following a Budget is absolutely critical to keeping your finances in check.  But, if you keep going over each month, you need to ask yourself why?  Here are several places that people spend throughout the year, but often do not realize it until too late.  Make sure these items are in your budget on a monthly basis so you are not caught overlooking them and allocating your money improperly.

At Bond & Botes Law Offices we help people file for Bankruptcy relief, but it’s also important to us that our clients are protected after the case is finished.  The whole point of going through a bankruptcy is to receive a “fresh start” for your financial situation.  With that in mind, I wanted to use this blog post as an opportunity to discuss some important rights and protections that extend even after a ban

As you can imagine, the number of bankruptcy filings nationwide is increased in times of economic distress.  In 2010, 1.53 million Americans filed for bankruptcy, as many families had to deal with job losses, falling home values, and aggressive creditors following the economic recession and 2008 stock market crash.  Employers were going out of business or cutting employees while trying to stay afloat.&n

College tuition continues to increase every year!  I cringe to think how much it will be when our youngest goes to college.  The reality for most families includes getting student loans to finance college.  The harsh reality of borrowing via student loans hits when the excitement of graduation comes to an end in four short years.

The Great Recession of a few years back might be fading in the memories of some; however, in nine states across the United States, the job markets have not fully recovered according to a recent AP report. According to the report, the job numbers and overall size of the economy are still below 2008 levels in the nine states.

No one likes going down Memory Lane to recall regrets but as we get older and wiser most would say that the greatest learning experiences are revisiting past failures or mistakes.

Every day I speak to someone who has student loan issues.  More recently, I have people coming in asking what they can do once their IBR (Income Based Repayment) plan ends with the federal government.

Bloomberg news is reporting that retail stores such as clothing stores, electronic sellers, and department stores are filing for bankruptcy protection at a record place in 2017. The rise in filings is attributed to a drop in traditional walk up retail business due to online retailers.