Blogs

Hanjin Shipping Co. Files for Chapter 15 Bankruptcy

Mary Conner PoolOne of the world’s largest container shipping companies, Hanjin Shipping Co., has filed for bankruptcy.  Hanjin is a South Korean company and filed for bankruptcy protection under Chapter 15 of the Bankruptcy Code.

Debt Collection Tactics Under Review

Illegal Debt Collection is always the number one complained about problem by consumers, both to the Federal Trade Commission (FTC) and to the Consumer Protection Financial Bureau (CFPB).   In what should end up being good news for consumers in our country, on July 28, 2016, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued its outline of proposals under consideration for the regulation of debt collection.  in  our Tennessee office wrote extensi

Montgomery Public Schools Employees Not Paid Due to ‘Human Error’

Gail DonaldsonWe have a number of clients who are employed by the Montgomery Public School system who will not be paid on time due to a ‘human error’ with the direct deposit pay system.  A majority of our clients live pay check to pay check, so this error puts them in quite the bind.  Some have payroll auto drafts that may incur additional fees due their

The State of Payday Lending in Alabama in 2016

gadsden attorney Carla HandyMonths back I blogged about payday loans and whether filing for bankruptcy relief can help a person break out of the debt cycle payday lending creates.  Bankruptcy can absolutely provide an avenue to escape the debt trap of payday lending.  But as a community are we willing to allow bankrup

How Does Chapter 13 Bankruptcy Work?

Attorney Ed WoodsOne very powerful remedy that financially strapped consumers have is a discharge pursuant to Chapter 13 of the federal Bankruptcy Code. Chapter 13 bankruptcy is so named because it is Chapter 13 of Title 11 of the United States Code.

GRATITUDE costs you NOTHING, BUT The rewards can be PRICELESS!

Attorney Suzanne ShinnThis writing may be a bit premature for the Thanksgiving season, but several things have happened within the last seven to ten days and the above statement "gratitude costs you nothing" is a phrase that kept coming up in my mind over and over again.

What is a Violation of the Automatic Stay?

bankruptcy-attorney-brad-botesFor many of our clients, the automatic stay is the best thing that has happened to them in a long, long time. In fact, in my opinion, there is no other provision of the law that can do more good for an individual more quickly than the automatic stay.