Blogs

An Adversary Proceeding or “AP” as it is often called is basically a lawsuit filed within a bankruptcy case.  An AP can be filed by the Trustee, the Debtor or Creditor.  To file an Adversary Proceeding, a formal complaint must be filed with the court and served on the Defendant.

Bankruptcy and insurance may seem to be unrelated topics at first glance, but insurance issues are common in many bankruptcy cases.  Not only is the Court involved if you’re going to be receiving insurance proceeds, but failure to keep insurance on your home or vehicle can actually result in the Court removing the bankruptcy protection from

Every military service member should know about this law. Older military personnel will know this law by its previous name, Soldier’s and Sailor’s Civil Relief Act (SSCRA).

This time of year, the added expenses of back to school expenses can really hurt our clients.  The supply lists seem to get longer and longer with paper products in addition to the notebooks, pencils and paper we expect every year.  This year, as a community outreach, our office “adopted” a second grade class at Highland Avenue Elementary School.  When we told Ms.

Over the years I have routinely blogged about celebrity bankruptcies in order to highlight the cautionary tale each case presents.  Let’s catch up with several of those we have followed in past years and see where they are now.

In my last blog post, I gave a quick rundown on a few of the services that the Social Security Administration (SSA) provides to individuals and the numbers associated with them.

In order to quickly stop a foreclosure or repossession, a great option is to file a Chapter 13 bankruptcy.  When filing a chapter 13, the court looks at the debtor’s income less his living expenses to determine what disposable income remains. &nb

Recently, I met with a couple who was behind on payments under their bond for title contract.  They were concerned because the contract allowed the seller to void the contract and treat the contract as a month to month lease instead of a sale if a default occurred.  Understandably, this couple was upset because they paid upfront a large down payment on the property and had made payments on the

The discharge of student loan debt is possible in bankruptcy if the borrower can prove an extreme hardship. What does discharge mean? Simply that you are no longer legally liable to repay the debt. How do you prove an extreme hardship? The answer to that question is a much more difficult one to answer.