Blogs

Is Certain Property Exempt from Garnishment of Your Bank Account?

Attorney Grant McNuttIn very recent years, Federal laws have been enacted to provide enhanced protection for certain exempt funds from Garnishment of your bank account.  It had become commonplace for banks, upon receiving a garnishment order from a judgment creditor (person or entity you owe), to freeze the account of the judgment debtor (you) without regard to whether the account contained exempt feder

Arbitration and the Consumer Protection Financial Bureau (CFPB)

Attorney Ron SykstusIt is commonly thought that arbitration benefits everyone since it prohibits someone from suing an entity (usually a corporation) for something that was allegedly done wrong.  The common refrain is that, if businesses can’t be sued for perceived misdeeds, then the result should be lower prices for the consumer.  Yeah, right. (Note: sarcasm).

What is a Bank Levy?

Attorney A bank levy is when a creditor has obtained a judgment against you for a debt and then serves that judgment on your bank.  The bank is then required to freeze all money not exempted and send those funds to the creditor.

How Do I Know If I’m Eligible for a Chapter 7 Bankruptcy?

Attorney Ed WoodsIf you are having financial difficulties and you are thinking that it might be time to consider filing a bankruptcy case, then it might just be time for you to do so. Do not make the mistake of thinking that filing a bankruptcy case on your own (or even with an attorney not familiar with bankruptcy law) is the way you should go.

What is a 2004 Exam?

Lawyer Nick GajewskiIn an average Chapter 7 or Chapter 13 bankruptcy case, the person filing the case typically will only need to appear in court one time.  That hearing is called a