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It is rare for a discharge to be taken away or revoked by a Bankruptcy Judge after it has been granted, but it does occur.

Reasons for Revocation of Discharge

11 U.S.C. § 727(d) is the statute that provides that:

On request of the trustee, a creditor, or the United States trustee, and after notice and a hearing, the court may revoke a discharge … if

Nobody likes getting telemarketing calls or other unwanted phone calls. They’re annoying and if you wanted to buy what a telemarketer is trying to sell you, you’d call them, right? Is there anything you can do about these pesky calls? Well, actually there is under both federal and Mississippi law (or the law of your particular state).

At every initial consultation I have, one of the first questions I ask is “Do you own any real estate?”  More often than not the answer I get is “Well, I own my home, but I don’t want to include that in a bankruptcy case.”  However, when a person files a bankruptcy case of any kind, the Court requires you to disclose everything

Daily, I speak to individuals who have borrowed money from a loan company and pledged their household goods as collateral.  These loans are most often at very high interest rates and require that the borrower pledge nearly everything in their house including the kitchen sink.  Debtors often complain of harassing phone calls and often times knocks on their door when they a

"Love people and use money. Don't love money and use people." Joseph Prince

Many people in the Birmingham area have watched the Walter Energy case with great interest because they work for or know someone who has a connection to Walter Energy. The court’s most recent opinion will allow the company to reject its labor agreements and end retiree benefits. This, the company said, was needed to sell off its operations.

If you have been sued prior to filing bankruptcy, then you may have a judicial lien filed against you in the county in which you reside.  A judicial lien is created when a party records a judgment in probate court after winning a lawsuit.  If the judgment is recorded in the county where th

Premier Cru is well known as a major wine retailer and importer. Their specialty has been offering expensive, and many times rare, wines at unusually low prices. The trade-off, however, for getting a rare or unusually pricey bottle of wine was the promise of future delivery.

The current bankruptcy filing fee to file a Chapter 7 bankruptcy case is $335.00.  This fee may be a little out of reach for some individuals who are in financial distress and have to decide whether to use their money to pay their electricity bill or their phone bill.

My last blog post gave a brief overview of a Chapter 9 bankruptcy.  In this post, I will discuss a couple of “local” Chapter 9 filings and some noteworthy issues that arose in those cases.