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This is something that I explore with every potential client on their initial free consultation visit to my office. Everyone's situation is different and there are many reasons why I might recommend a potential client file one chapter over another.

I get asked by clients all the time why they are now being sued for a debt they guaranteed or co-signed with another individual, usually a relative or close friend.  They will say “I am just the co-signor.  It is their debt.”, or “They are the primary, I am just the secondary.”

A couple of years back, I resolved to try to get in better shape. Being in my mid-50s, I had made this resolution several times during my life. What I have learned is that making the resolution is easy. It is keeping the resolution that is the hard part.

I have previously discussed the basics of a Chapter 9 bankruptcy as well as two Chapter 9 bankruptcies that occurred in Alabama.  In this post, I’ll examine a current event that involves a discussi

Given the volatility in the world over the past several years, I am seeing more security clearance cases as they relate to foreign influence and foreign preference.

After sitting down with your bankruptcy attorney and discussing the pros and cons of filing either a Chapter 7 or Chapter 13, you have decided that it is in your best interest to file a Chapter 7 bankruptcy.  You have given your attorneys all the information they need, and you have reviewed and signed your bankruptcy petition.  What should you expect after that peti

With the rising popularity and convenience of mobile ride hailing services such as Uber and Lyft, taxi companies are finding it difficult to keep up. Recently, Yellow Cab Cooperative in San Francisco filed for Chapter 11 bankruptcy protection.

My husband Andy had a passion to play baseball growing up.  His parents gave him every opportunity to gain valuable experiences to get better by way of camps and coaches every year.   This week, high school kids are signing scholarships with colleges across the country as result of the same kind of support from their schools, coaches and parents.  Andy often

For those who are exploring the need to file for bankruptcy protection, some may not realize there are non-lawyers available who can prepare the bankruptcy petition, schedules, and statements for filing.  What is the advantage of using a bankruptcy petition preparer versus a bankruptcy attorney?  In one word, money.  Bankruptcy petition preparers charge far less than b

As we’ve discussed in earlier blog posts, when you are awarded SSA disability benefits you occasionally will receive a past-due monetary lump sum, i.e. the cumulative monthly money you should have been drawing all along if you were approved at the time you filed your disability claim.  This goes for adults as well as children.