Blogs

On April 18, 2016, the US Supreme Court heard oral arguments in a pivotal case that would affect the status of undocumented immigrants who have applied for or who may qualify for protective status and remain in the United State.

In my last blog post, I discussed how a claimant can qualify for Social Security Administration (SSA) Disability Insurance Benefits (DIB); the key issue being how much he or she has paid into the system over the last 10 years.

The Fair Debt Collection Practices Act (FDCPA) is a federal law which protects consumers from unscrupulous collection agencies.  Collection Agencies are prohibited from using unfair, deceptive or misleading means to collect a consumer debt.   In crafting the FDCPA, Cong

When I am meeting with clients to review and sign their bankruptcy petition, I always advise them that they will be required to attend a 341 meeting within a short time after the case is filed and prepare them for what to expect at the meeting. Often, my client’s reaction is one of fear. That’s understandable.

During the retirement years, money can get tight if you are on a fixed income.  You may have bills to pay but not enough income to pay them.  If you are 62 years of age or older, you may qualify for a reverse mortgage.

If a creditor successfully sues you in court and gets a judgment against you, they will then likely look for your assets and property to satisfy that judgment.

To answer this question, let’s first talk about what I mean by the word “co-signer.”  Legally speaking, there is very rarely a difference between the person who signs a loan document first and who signs second.  In everyday conversation we all usually refer to the second person as the co-signer.  However, in the eyes of the law, it does not matter who signs first or second.  Bo

Many big name retailers have filed Chapter 11 bankruptcies over the last several months.  Among them are names like City Sports, Sports Authority, Quicksilver, and most recently Pacific Sunwear, also known as PacSun.   The news of these filings leaves many people scratching their heads and won

We have written previously (see below) about the topic of collection harassment and the federal law that prohibits illegal activities of debt collectors.