Blogs

Can You Keep Your Bankruptcy a Secret From Your Spouse?

attorney When meeting with potential clients, I am often asked if that person has to tell their spouse they are filing bankruptcy.  The answer can be complicated.  Generally, it is not wise to keep a secret from your spouse especially about something as important as finances.  Rarely have I found that spouses maintain completely separate finances.  Bankruptcy law

What If a Creditor Sends You a 1099-C

attorney Robert ReeseThis time of year my firm receives quite a few calls from current and former clients who have received a 1099-C document from a creditor. This is an IRS form that deals with debt that has been cancelled (hence the “C”) due to some event taking place during the speci

The People of Alabama Deserve Better!

Attorney Mary PoolWith all the news last week regarding Governor Bentley and his “improper” relationship with Rebekah Mason, I feel that the press has lost sight of the real issues with Governor Bentley and his leadership of Alabama.  Governor Bentley originally ran for office stating he would not take a salary from the people of Alabama until the budget was balanced and our great state was no longer i

How to Properly Fix Your Credit Report from ANY Error

The law that controls everything as it relates to credit reports and credit reporting is titled the Fair Credit Reporting Act (FCRA).

The formal dispute process as set forth in the FCRA must be followed exactly or erroneous, false and/or incorrect information can simply be reflected on, and stay on, a credit report forever.