Blogs

Previously, the New York Times published a comprehensive series regarding arbitration stripping away and prohibiting many rights of consumers.  I have written about this in the past and the New York Times article and subsequent editorial can be found h

Credit cards are readily available to the majority of Americans and, when used properly, can be quite useful. They are convenient for emergency situations and can provide more security. If you manage to be responsible with your credit card use, you can also build your credit score. This may help save money when financing something like a home or vehicle.

One of the most often asked questions I am asked is “Can I buy a house after Chapter 13?”  Owning a home is the American dream of many and the thought of losing the chance of home ownership is frightening.  Unfortunately, I don’t get follow up’s from clients post-bankruptcy very often on how they are doing unless I run i

You may be familiar with U.S. Senator Elizabeth Warren from Massachusetts.  Before being elected to the United States Senate in 2012, Senator Warren was responsible for founding the Consumer Financial Protection Bureau.

About two weeks ago, two separate clients tried to convince me that they needed to keep a particular charge card from their respective bankruptcies.  Mind you, it is illegal to intentionally leave a creditor out of your bankruptcy.  And even though both of these clients were aware of that, they still felt compelled to plead their case in hopes of keeping this particular debt out of their bankruptcies.

In my last blog post, I outlined what Compassionate Allowances were -- expedited decisions on applications for Social Security Administration (SSA) disability benefits.

I also pointed out that Compassionate Allowances are not the same thing as Presumptive Benefits, which they are sometimes confused for and vice versa.

The answer is no.  It is a loan.  Check advance companies are regulated under the Deferred Presentment Services Act.  Unfortunately, debtors often times become desperate for quick money and turn to check advances to make it to the next week.

Are you losing sleep because you owe debts that you cannot pay? Do you worry so much about the debts you owe that you cannot enjoy your life or your family? Are you overwhelmed and feeling like there’s no way out?

As a bankruptcy attorney, not a week goes by where I do not have an individual sitting across from me who pledged personal property on a loan and didn’t really realize that they were giving that property as collateral to the lender.

What happened in 2008 for the mounting student loan debt to be called a “crisis”?