Blogs

Many people hear the word Bankruptcy and immediately have a picture in their minds of what that means.  In fact, there are several different kinds of bankruptcy, called chapters.

As a former banker and employee of several loan companies, I am very familiar with the lending practice of lenders sending valid checks in the mail offering “quick cash” to people who qualify.  Once the consumer cashes the check, a valid loan is made and all the terms outlined on the letter or check that was sent by mail apply.  This loan is an

I am pleased  to announce that my partner, Ronald C. Sykstus, has been recognized again as an Alabama Super Lawyer. This is the fifth time that Ron has been recognized by Alabama Super Lawyers in the practice areas of Consumer Bankruptcy, Consumer Law and Military/Veterans Law

As Bankruptcy attorney’s at Bond & Botes Law Offices, we are often asked by potential clients or new clients what we can actually do for them.  I thought I’d put a short list together as follows:

Periodically, I witness hearings or meetings of creditors for cases that are filed Pro Se, meaning they were filed by an individual without an attorney. In the majority of these cases, it is clear that the case was filed incorrectly and that it will probably not be successful.

After a debtor completes a Chapter 13 plan and makes all payments to the bankruptcy Trustee, he will receive a discharge of debt which basical

A powerful statute, the SCRA is in place to assist our citizens who put themselves in harms way for our freedom.  The SCRA can be found at 50 U.S.C. App.

When you file for protection from your creditors with Chapter 13 or Chapter 7 bankruptcy, one very important responsibility you have is to keep your attorney updated on your current contact information.  I cannot

This is a very legitimate question which is frequently posed by people who consult with me about their debt relief options. I want to provide the best possible advice to those people and to my existing debt relief clients as well. The answer to this question is potentially yes and the effect on your bank accounts is never favorable to you.