Blogs

A dream many young people have is to become a professional athlete. As you probably know, it is extremely rare for someone to actually achieve this dream. While you may think these athletes are set financially, a recent study revealed that about 15% of NFL players file for bankruptcy protection within twelve years of retirement.

Our youngest daughter plays softball in the Darling division.  If you are not familiar with that age group in softball, the key to stopping play is to get the ball in the circle with the pitcher.   I often yell---over and over—get the ball to the circle as the opponent’s team runs on a wild throw!

One of the things that I have seen cause confusion for my clients is the fact that the debt owed to the creditor and a lien created to secure the payment of the debt are not the same thing. Clients find it hard to absorb the concept that a debt can be discharged in bankruptcy but a lien can survive the discharge and continue to cause later problems. 

Given the somewhat transient nature of our society these days, a question that we get asked often is “What happens to my SSA benefits if I have to move?”

Well, there are two answers to this question.

Homeowner Association (HOA) fees or dues are monetary assessments collected by the Homeowner Association for maintenance, upkeep and general safety and security of a particular subdivision or development.   They are typical in larger, upscale developments and with condominiums.  Debtor’s that are filing for bankruptcy protection need to be aware of the treatment of HOA fee

The debt collection industry is a $13 billion industry. And the individuals and companies that pursue this line of work frequently don’t do things the legal way.

The bankruptcy process is full of pitfalls, many of which are completely unknown or unanticipated to those without bankruptcy training. Most cases filed by individuals without the help of an experienced bankruptcy attorney fail to reach a successful conclusion.

After a number of years counseling great people who continue to be perplexed, even mystified, as to how in the world they have ended up in a bankruptcy attorney's office seeking legal advice for matters that are normally and genuinely far too personal and painful to discuss with even the closest of friends……I have found what seems to be a very common question asked

Recently, my husband and I were blessed in purchasing a larger home since our 11 month old needs a lot more space.  We fell in love immediately with a lovely home that was decorated to the nines by the sellers.  The sellers had impeccable taste and seemed very organized.  Although my husband and I are both attorneys, we were so enamored by the home layout and the way the sellers had it decorate

A recent quarterly Household Debt and Credit Report published by the Federal Reserve Bank of New York reports that consumers ended 2014 owing nearly twelve trillion dollars.