Blogs

Don’t Try to Gamble Your Way out of Debt

Montgomery AL attorneyOne of my current observations about our clients is the number of them who gamble.  In the Montgomery River Region, we have several casinos where on a typical week night every seat could be filled by someone hoping to strike it rich.  Recently, I had a client who testified at her hearing that she had spent her entire Social Security check at a local casino.  Please

Is this Collection Email a Scam or Legitimate?

Attorney Brad Botess
I get asked all the time by clients and potential clients whether a collection email or call is legitimate.  This is an example of a document emailed to a client who wanted to know if this was legitimate or not.

Can Bankruptcy Help Me with Past Due Child Support?

Attorney Ed WoodsYou may have heard or even been told that bankruptcy doesn’t “apply to” past due child support. So, you may be thinking that bankruptcy can’t help at all when it comes to past due child support.

Filing More Than One Bankruptcy

Florence Bankruptcy AttorneyIn a perfect world, filing for bankruptcy protection is something you would only do once in your life. Unfortunately, as we all know, we don’t live in a perfect world. So, what happens if you find yourself in a position where you need to file bankruptcy to protect yourself from creditors, but you’ve filed a bankruptcy previously?

Reaffirming Secured Debts in Bankruptcy

birmingham bankruptcy lawyer robert reeseWhat does reaffirming a debt mean in the context of a bankruptcy case? It simply means that a person is legally recommitting themselves to a debt. In other words, that person has signed a legally binding document to be liable for a debt that the bankruptcy would have eliminated.  I am often asked the question should someone reaffirm a secured debt.

Can You File Bankruptcy on 2014 Tax Debt?

Huntsville Attorney Amy TannerAnother April 15th has come and gone. Have you submitted your tax returns yet? I certainly hope so. Unfortunately, you may have gotten stuck with a tax debt that you were not anticipating or cannot repay in a lump sum upon submission of your timely tax return. What are your options?

Can You Obtain Credit Post Bankruptcy

Florence Attorney B. Grant McNuttOne very common concern or worry if you will I get asked by many of my clients contemplating Bankruptcy is “Will I be able to obtain credit after Bankruptcy?”  They are scared that filing Bankruptcy will prevent them from having any type of credit for the next ten years and in reality nothing could be further from the truth.

One in Six NFL Players File for Bankruptcy

decatur Attorney Mary Conner PoolIn a new paper from the National Bureau of Economic Research (NBER), researchers found that roughly 1 in 6 NFL players file bankruptcy within a dozen years of retirement.  Interestingly, researchers found that the length of a player’s career and the amount of money he earned had little impact on wh